Healthcare Facilities We Serve
Every level of the care continuum
From single-site residential care homes to multi-state skilled nursing portfolios, we build insurance programs around how your facility actually operates. Every facility type, every line of coverage, on one page.
Skilled Nursing Facilities
Multi-line programs for skilled nursing operators, including GL/PL, workers' compensation, property, EPLI, and excess. We handle loss analysis, experience mod review, and audit disputes as part of the service.
Assisted Living Facilities
Coverage for assisted living communities of every size, with placements that account for memory care units, levels of care, and staffing models.
Residential Care Facilities for the Elderly
Programs for California RCFEs from six-bed homes to large licensed communities, including new licensees and change-of-operator transactions.
Home Health Agencies
Professional and general liability, workers' compensation, and hired and non-owned auto built around field staff and in-home care exposure.
Hospice Providers
Coverage that reflects end-of-life care operations, including bereavement counseling, volunteer programs, and inpatient units.
Adult Day Care & Other Care Settings
Adult day programs, intermediate care, and other licensed care operations. If it's a healthcare facility, we can likely place it.
Lines of Coverage
Every layer of protection, placed with intent
We market each line to carriers who actually want your class of business. No spray and pray.
Property
Facility and habitational property programs, including E&S markets for tough risks.
General Liability
Premises and operations coverage for healthcare facility exposures.
Professional Liability
Coverage for the care you deliver, with admitted, E&S, captive, and RRG options.
Workers' Compensation
Submissions, loss analysis, experience mod review, and audit dispute support.
Employment Practices Liability
EPLI tuned for high-headcount care operations.
Commercial Auto
Owned vehicle coverage for facility fleets and resident transport.
Hired & Non-Owned Auto
Protection when staff drive personal or rented vehicles on facility business.
Excess Liability
Additional limits above primary GL/PL when contracts or risk demand it.
Umbrella Liability
Broad excess protection across multiple underlying lines.
Crime
Employee dishonesty, theft, and funds transfer fraud coverage.
Cyber
Data breach, ransomware, and privacy liability for facilities handling protected health information.
Surety Bonds
License, permit, contract, and patient trust bonds for healthcare operations.
Other P&C Lines
If your facility needs it, we can place it. Ask us about any line not listed here.